finAPI
BaFin-licensed open banking service for account-data access, categorization and credit checks via a PSD2 interface.
At a Glance
finAPI is an AI tool for Compliance, planning & accounting (category: Business & Finance). Free access: Free trial. Documented: 3 plans with prices and limits.
- Category
- Compliance, planning & accounting
- Paid from
- 60 € / 300 € / Month (up to 200 users / up to 1,000 users) (Open Banking B2C Access - Basis)
- Free Option
- Free trial
- Plans
- 3
- Sources
- 4 verified sources
Category: Business & Finance · Compliance, planning & accounting
Features
finAPI is a BaFin-licensed open-banking service for account-data access, categorisation and credit checks via a PSD2 interface.
The official price list publishes tiered licence and usage-based prices. Access requirements and possible PSD2 licence charges are listed separately there.
- BaFin-licensed open banking service
- Account-data access via PSD2 interface
- Categorization and cash-flow/risk reports
- Check official pricing and licence conditions separately
- Tiered user pricing per the official euro price list
Prices and plans
| Tier | Price | Period | What you get |
|---|---|---|---|
| Open Banking B2C Access - Basis | 60 € / 300 € | Month (up to 200 users / up to 1,000 users) | Access to account data via a PSD2 interface Tiered user prices from €0.30 down to €0.15 above 1,000 users |
| Reports & Analyses - Price group A | 40 € / 200 € | Month (up to 200 / up to 1,000 users) | One query per day per user included |
| Demobank Standard | 249 € | Month | Test system for developers to simulate bank connections |
Prices per vendor, excl. taxes/VAT where applicable.
Limits
Access requires a PSD2 licence except for use of own accounts; non-licensed customers can incur additional PSD2 licence charges.
Alternatives and similar tools to finAPI
FAQ
Is finAPI available for free?
Not permanently. What is published is a time-limited free trial.
Where is the vendor of finAPI based?
finAPI GmbH is based in Germany. Regardless of that location, data processing and privacy terms are governed by the vendor's own contract.
How is finAPI billed?
Net prices. The license tiers are cumulative. Additional modules, countries, retrievals or payment orders are charged separately according to the official price list.
What plans does finAPI offer?
The catalog documents 3 plans with price, billing period, and included features.
Is finAPI currently available?
finAPI is still active: Active.
How we compare
We compare free access, paid entry, plan limits, features and the listed official sources. Unsourced figures stay marked as not published.
Only confirmed entries appear in the catalog. Prices, plans and limits come from listed official vendor pages. Missing figures stay marked as not published. Search results are ordered by Task match by default; category and task lists are alphabetical. Both can be switched to Free access first; neither is a quality ranking. The vendor page always wins.
Edited and checked by the AI Compare Ninja team
Sources
All details regarding plans, limits, and features are based on official vendor documentation and the primary sources verified below.
- https://www.finapi.io/en/prices/
- https://www.finapi.io/en/
- https://www.finapi.io/en/developer/
- https://www.finapi.io/preise/
Visit site (opens in a new tab)
Spotted an outdated figure? Vendor pages change without notice. Report an error